* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --primary: #1E40AF;
    --primary-dark: #1E3A8A;
    --primary-light: #3B82F6;
    --secondary: #059669;
    --accent: #F59E0B;
    --text-dark: #0F172A;
    --text-medium: #334155;
    --text-light: #64748B;
    --bg-light: #F8FAFC;
    --bg-gray: #E2E8F0;
    --white: #FFFFFF;
    --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
    --shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -1px rgba(0, 0, 0, 0.06);
    --shadow-lg: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 10px 10px -5px rgba(0, 0, 0, 0.04);
    --shadow-xl: 0 25px 50px -12px rgba(0, 0, 0, 0.25);
}

body {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
    color: var(--text-dark);
    line-height: 1.6;
    overflow-x: hidden;
}

/* Accessibility */
.skip-link {
    position: absolute;
    top: -40px;
    left: 0;
    background: var(--primary);
    color: white;
    padding: 8px;
    text-decoration: none;
    z-index: 100;
}

.skip-link:focus {
    top: 0;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

/* Header */
.header {
    background: rgba(255, 255, 255, 0.98);
    backdrop-filter: blur(10px);
    box-shadow: 0 1px 3px 0 rgba(0, 0, 0, 0.1);
    position: sticky;
    top: 0;
    z-index: 1000;
    border-bottom: 1px solid rgba(226, 232, 240, 0.8);
}

.header-top {
    background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 100%);
    color: var(--white);
    padding: 0.75rem 0;
    font-size: 0.9rem;
}

.header-top-content {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 1rem;
}

.header-info {
    display: flex;
    gap: 2rem;
    flex-wrap: wrap;
    align-items: center;
}

.header-contact-item {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    color: var(--white);
    text-decoration: none;
    transition: opacity 0.3s ease;
    min-height: 24px;
}

.header-contact-item svg {
    flex-shrink: 0;
}

.header-contact-item:hover {
    opacity: 0.8;
}

.header-badges {
    display: flex;
    gap: 1rem;
    flex-wrap: wrap;
    align-items: center;
}

.header-badge {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    background: rgba(255, 255, 255, 0.15);
    padding: 0.4rem 1rem;
    border-radius: 20px;
    font-size: 0.85rem;
    font-weight: 600;
    border: 1px solid rgba(255, 255, 255, 0.2);
    min-height: 32px;
}

.header-badge svg {
    flex-shrink: 0;
}

.nav {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 1rem 20px;
}

.logo {
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 1.35rem;
    font-weight: 800;
    color: var(--text-dark);
    letter-spacing: -0.02em;
}

.logo-text {
    display: flex;
    flex-direction: column;
    gap: 2px;
}

.logo-title {
    font-size: 1.35rem;
    font-weight: 800;
    color: var(--text-dark);
    line-height: 1;
}

.logo-subtitle {
    font-size: 0.7rem;
    font-weight: 600;
    color: var(--primary);
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

.nav-menu {
    display: flex;
    list-style: none;
    gap: 2.5rem;
}

.nav-menu a {
    color: var(--text-medium);
    text-decoration: none;
    font-weight: 600;
    font-size: 0.95rem;
    transition: all 0.3s ease;
    position: relative;
    padding: 0.5rem 0;
}

.nav-menu a::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--primary);
    transition: width 0.3s ease;
}

.nav-menu a:hover {
    color: var(--primary);
}

.nav-menu a:hover::after {
    width: 100%;
}

.mobile-menu-toggle {
    display: none;
    flex-direction: column;
    gap: 4px;
    background: none;
    border: none;
    cursor: pointer;
}

.mobile-menu-toggle span {
    width: 24px;
    height: 3px;
    background: var(--text-dark);
    border-radius: 2px;
}

/* Buttons */
.btn-primary {
    background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
    color: var(--white);
    padding: 0.85rem 1.75rem;
    border-radius: 12px;
    text-decoration: none;
    font-weight: 700;
    display: inline-flex;
    align-items: center;
    gap: 10px;
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    border: none;
    cursor: pointer;
    box-shadow: 0 4px 14px 0 rgba(30, 64, 175, 0.3);
    position: relative;
    overflow: hidden;
}

.btn-primary::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 100%);
    opacity: 0;
    transition: opacity 0.3s ease;
}

.btn-primary:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 20px 0 rgba(30, 64, 175, 0.4);
}

.btn-primary:hover::before {
    opacity: 1;
}

.btn-primary span,
.btn-primary svg {
    position: relative;
    z-index: 1;
}

.btn-secondary {
    background: var(--white);
    color: var(--primary);
    padding: 0.85rem 1.75rem;
    border: 2px solid var(--primary);
    border-radius: 12px;
    text-decoration: none;
    font-weight: 700;
    display: inline-flex;
    align-items: center;
    gap: 10px;
    transition: all 0.3s ease;
    box-shadow: var(--shadow-sm);
}

.btn-secondary:hover {
    background: var(--primary);
    color: var(--white);
    transform: translateY(-3px);
    box-shadow: 0 8px 20px 0 rgba(30, 64, 175, 0.3);
}

.btn-large {
    padding: 1.15rem 2.5rem;
    font-size: 1.1rem;
}

.btn-block {
    width: 100%;
    justify-content: center;
}

/* Hero Section - Clean & Professional */
.hero {
    background: linear-gradient(135deg, #1E3A8A 0%, #1E40AF 50%, #3B82F6 100%);
    padding: 8rem 0 6rem;
    color: var(--white);
    position: relative;
    overflow: hidden;
}

.hero-background {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
    opacity: 1;
}

.hero-wrapper {
    position: relative;
    z-index: 1;
}

.hero-content {
    max-width: 700px;
    margin: 0 auto;
    text-align: center;
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    background: rgba(252, 211, 77, 0.15);
    color: #FCD34D;
    padding: 0.5rem 1.25rem;
    border-radius: 50px;
    font-size: 0.9rem;
    font-weight: 600;
    margin-bottom: 2rem;
    border: 1px solid rgba(252, 211, 77, 0.3);
}

.hero-title {
    font-size: 4rem;
    font-weight: 900;
    line-height: 1.15;
    margin-bottom: 1.5rem;
    letter-spacing: -0.02em;
}

.highlight {
    color: #FCD34D;
    display: block;
    margin-top: 0.5rem;
}

.hero-subtitle {
    font-size: 1.25rem;
    line-height: 1.7;
    opacity: 0.95;
    margin-bottom: 2.5rem;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

.hero-stats {
    display: flex;
    justify-content: center;
    gap: 3rem;
    margin-bottom: 2.5rem;
    flex-wrap: wrap;
}

.stat-item {
    text-align: center;
}

.stat-item strong {
    display: block;
    font-size: 2rem;
    font-weight: 800;
    margin-bottom: 0.25rem;
    line-height: 1;
}

.stat-item span {
    font-size: 0.9rem;
    opacity: 0.9;
}

.hero-cta {
    display: flex;
    justify-content: center;
    gap: 1rem;
    margin-bottom: 2.5rem;
    flex-wrap: wrap;
}

.hero-features {
    display: flex;
    justify-content: center;
    gap: 2rem;
    flex-wrap: wrap;
}

.feature-item {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    font-size: 0.95rem;
    opacity: 0.95;
}

.feature-item svg {
    flex-shrink: 0;
}

/* Vehicle Types Section */
.vehicle-types {
    padding: 6rem 0;
    background: var(--white);
}

.vehicle-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 2rem;
    align-items: stretch;
}

.vehicle-card {
    background: var(--bg-light);
    padding: 2.5rem;
    border-radius: 20px;
    transition: all 0.4s ease;
    border: 2px solid transparent;
    display: flex;
    flex-direction: column;
    min-height: 380px;
}

.vehicle-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-xl);
    border-color: var(--primary);
    background: var(--white);
}

.vehicle-icon {
    width: 80px;
    height: 80px;
    background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
    border-radius: 20px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    margin-bottom: 1.5rem;
    transition: all 0.3s ease;
}

.vehicle-card:hover .vehicle-icon {
    transform: scale(1.1) rotate(5deg);
}

.vehicle-card h3 {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--text-dark);
    margin-bottom: 1rem;
}

.vehicle-card > p {
    color: var(--text-light);
    line-height: 1.7;
    margin-bottom: 1.5rem;
}

.vehicle-features {
    list-style: none;
    margin-top: auto;
}

.vehicle-features li {
    padding: 0.75rem 0;
    color: var(--text-medium);
    border-bottom: 1px solid var(--bg-gray);
    display: flex;
    align-items: center;
    gap: 0.75rem;
}

.vehicle-features li:last-child {
    border-bottom: none;
}

.vehicle-features li::before {
    content: '';
    width: 6px;
    height: 6px;
    background: var(--primary);
    border-radius: 50%;
    flex-shrink: 0;
}

.hero-cta {
    display: flex;
    gap: 1rem;
    margin-bottom: 3rem;
    flex-wrap: wrap;
}

.hero-features {
    display: flex;
    gap: 2rem;
    flex-wrap: wrap;
    align-items: center;
}

.feature-badge {
    display: flex;
    align-items: center;
    gap: 10px;
    background: rgba(255, 255, 255, 0.15);
    padding: 0.85rem 1.5rem;
    border-radius: 50px;
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.2);
    font-weight: 600;
    font-size: 0.95rem;
    transition: all 0.3s ease;
    min-height: 48px;
}

.feature-badge svg {
    flex-shrink: 0;
}

.feature-badge:hover {
    background: rgba(255, 255, 255, 0.25);
    transform: translateY(-2px);
}

/* Services Section */
.services {
    padding: 6rem 0;
    background: var(--bg-light);
}

.section-header {
    text-align: center;
    margin-bottom: 4.5rem;
    position: relative;
}

.section-header::after {
    content: '';
    width: 80px;
    height: 4px;
    background: linear-gradient(90deg, var(--primary), var(--primary-light));
    display: block;
    margin: 1.5rem auto 0;
    border-radius: 2px;
}

.section-header h2 {
    font-size: 2.75rem;
    font-weight: 800;
    margin-bottom: 1rem;
    color: var(--text-dark);
    letter-spacing: -0.02em;
}

.section-header p {
    font-size: 1.25rem;
    color: var(--text-light);
    max-width: 700px;
    margin: 0 auto;
    line-height: 1.7;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 2rem;
    align-items: stretch;
}

.service-card {
    background: var(--white);
    padding: 2.5rem;
    border-radius: 20px;
    box-shadow: var(--shadow);
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
    border: 1px solid rgba(226, 232, 240, 0.8);
    position: relative;
    overflow: hidden;
    display: flex;
    flex-direction: column;
    min-height: 320px;
}

.service-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--primary), var(--primary-light));
    transform: scaleX(0);
    transition: transform 0.4s ease;
}

.service-card:hover {
    transform: translateY(-12px);
    box-shadow: var(--shadow-xl);
    border-color: var(--primary-light);
}

.service-card:hover::before {
    transform: scaleX(1);
}

.service-icon {
    margin-bottom: 1.75rem;
    transition: transform 0.3s ease;
}

.service-card:hover .service-icon {
    transform: scale(1.1);
}

.service-card h3 {
    font-size: 1.5rem;
    margin-bottom: 1rem;
    font-weight: 700;
    color: var(--text-dark);
    letter-spacing: -0.01em;
}

.service-card p {
    color: var(--text-light);
    line-height: 1.7;
    font-size: 1rem;
}

/* Insurance Section */
.insurance {
    padding: 6rem 0;
    background: var(--white);
}

.insurance-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.insurance-text {
    display: flex;
    flex-direction: column;
    justify-content: center;
}

.insurance-logos {
    display: flex;
    align-items: center;
    justify-content: center;
}

.insurance-text h2 {
    font-size: 2.75rem;
    font-weight: 800;
    margin-bottom: 1.25rem;
    color: var(--text-dark);
    letter-spacing: -0.02em;
    line-height: 1.2;
}

.lead {
    font-size: 1.3rem;
    color: var(--text-medium);
    margin-bottom: 2.5rem;
    line-height: 1.7;
}

.insurance-list {
    list-style: none;
    margin-bottom: 2.5rem;
}

.insurance-list li {
    display: flex;
    align-items: center;
    gap: 1.25rem;
    margin-bottom: 1.25rem;
    font-size: 1.1rem;
    padding: 1rem;
    background: var(--bg-light);
    border-radius: 12px;
    transition: all 0.3s ease;
    min-height: 60px;
}

.insurance-list li svg {
    flex-shrink: 0;
}

.insurance-list li:hover {
    background: rgba(30, 64, 175, 0.05);
    transform: translateX(8px);
}

.logo-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 1.5rem;
    width: 100%;
}

.insurance-logo {
    background: var(--white);
    padding: 2rem;
    border-radius: 16px;
    text-align: center;
    font-weight: 700;
    color: var(--text-dark);
    border: 2px solid var(--bg-gray);
    transition: all 0.3s ease;
    box-shadow: var(--shadow-sm);
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 80px;
}

.insurance-logo:hover {
    border-color: var(--primary);
    transform: translateY(-4px);
    box-shadow: var(--shadow);
}

/* Why Us Section */
.why-us {
    padding: 6rem 0;
    background: var(--bg-light);
}

.stats-section {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 2rem;
    margin-bottom: 5rem;
    padding: 3rem;
    background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
    border-radius: 24px;
    box-shadow: var(--shadow-xl);
    align-items: center;
}

.stat-card {
    text-align: center;
    color: var(--white);
    padding: 1.5rem;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    min-height: 120px;
}

.stat-number {
    font-size: 3.5rem;
    font-weight: 900;
    margin-bottom: 0.5rem;
    line-height: 1;
    text-shadow: 0 2px 10px rgba(0, 0, 0, 0.2);
}

.stat-label {
    font-size: 1.1rem;
    font-weight: 600;
    opacity: 0.95;
    letter-spacing: 0.02em;
}

.why-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    align-items: stretch;
}

.why-card {
    background: var(--white);
    padding: 3rem;
    border-radius: 20px;
    box-shadow: var(--shadow);
    position: relative;
    overflow: hidden;
    border: 1px solid var(--bg-gray);
    transition: all 0.4s ease;
    display: flex;
    flex-direction: column;
    min-height: 240px;
}

.why-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(135deg, rgba(30, 64, 175, 0.05) 0%, rgba(59, 130, 246, 0.05) 100%);
    opacity: 0;
    transition: opacity 0.4s ease;
}

.why-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-xl);
    border-color: var(--primary-light);
}

.why-card:hover::before {
    opacity: 1;
}

.why-number {
    font-size: 5rem;
    font-weight: 900;
    color: rgba(30, 64, 175, 0.08);
    position: absolute;
    top: -15px;
    right: 20px;
    line-height: 1;
}

.why-card h3 {
    font-size: 1.5rem;
    margin-bottom: 1rem;
    position: relative;
    z-index: 1;
    font-weight: 700;
    color: var(--text-dark);
    letter-spacing: -0.01em;
}

.why-card p {
    color: var(--text-light);
    position: relative;
    z-index: 1;
    line-height: 1.7;
    font-size: 1rem;
}

/* Contact Section */
.contact {
    padding: 6rem 0;
    background: var(--white);
}

.contact-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: start;
}

.contact-info,
.contact-form {
    display: flex;
    flex-direction: column;
    min-height: 600px;
}

.contact-info h2 {
    font-size: 2.75rem;
    font-weight: 800;
    margin-bottom: 1.25rem;
    color: var(--text-dark);
    letter-spacing: -0.02em;
    line-height: 1.2;
}

.contact-info > p {
    font-size: 1.2rem;
    color: var(--text-medium);
    margin-bottom: 2.5rem;
    line-height: 1.7;
}

.contact-details {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
}

.contact-item {
    display: flex;
    gap: 1.25rem;
    align-items: flex-start;
    padding: 1.25rem;
    background: var(--bg-light);
    border-radius: 12px;
    transition: all 0.3s ease;
    border: 1px solid transparent;
    min-height: 80px;
}

.contact-item:hover {
    background: var(--white);
    border-color: var(--primary-light);
    transform: translateX(8px);
}

.contact-item svg {
    color: var(--primary);
    flex-shrink: 0;
    background: rgba(30, 64, 175, 0.1);
    padding: 8px;
    border-radius: 8px;
}

.contact-item strong {
    display: block;
    margin-bottom: 0.35rem;
    font-weight: 700;
    color: var(--text-dark);
    font-size: 1.05rem;
}

.contact-item p {
    color: var(--text-light);
    margin: 0;
    line-height: 1.6;
}

.contact-form {
    background: linear-gradient(135deg, #F8FAFC 0%, #F1F5F9 100%);
    padding: 3rem;
    border-radius: 20px;
    box-shadow: var(--shadow-lg);
    border: 1px solid var(--bg-gray);
}

.contact-form h3 {
    font-size: 1.85rem;
    margin-bottom: 1.75rem;
    font-weight: 700;
    color: var(--text-dark);
    letter-spacing: -0.01em;
}

.form-group {
    margin-bottom: 1.5rem;
}

.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    padding: 1.1rem 1.25rem;
    border: 2px solid var(--bg-gray);
    border-radius: 12px;
    font-size: 1rem;
    font-family: inherit;
    transition: all 0.3s ease;
    background: var(--white);
    color: var(--text-dark);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    border-color: var(--primary);
    box-shadow: 0 0 0 4px rgba(30, 64, 175, 0.1);
    transform: translateY(-2px);
}

.form-group textarea {
    resize: vertical;
}

/* FAQ Section */
.faq-section {
    padding: 6rem 0;
    background: var(--bg-light);
}

.faq-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
    gap: 2rem;
    align-items: stretch;
}

.faq-item {
    background: var(--white);
    padding: 2rem;
    border-radius: 16px;
    box-shadow: var(--shadow);
    border-left: 4px solid var(--primary);
    transition: all 0.3s ease;
    display: flex;
    flex-direction: column;
    min-height: 180px;
}

.faq-item:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
}

.faq-item h3 {
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--text-dark);
    margin-bottom: 1rem;
    line-height: 1.4;
}

.faq-item p {
    color: var(--text-light);
    line-height: 1.7;
    margin: 0;
}

/* SEO Content Section */
.seo-content {
    padding: 6rem 0;
    background: var(--white);
}

.seo-article {
    max-width: 900px;
    margin: 0 auto;
}

.seo-article h2 {
    font-size: 2.25rem;
    font-weight: 800;
    color: var(--text-dark);
    margin-bottom: 1.5rem;
    letter-spacing: -0.02em;
}

.seo-article h3 {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--text-dark);
    margin: 2rem 0 1rem;
    letter-spacing: -0.01em;
}

.seo-article p {
    color: var(--text-medium);
    line-height: 1.8;
    margin-bottom: 1.25rem;
    font-size: 1.05rem;
}

.seo-article strong {
    color: var(--text-dark);
    font-weight: 700;
}

/* Process Section */
.process-section {
    padding: 6rem 0;
    background: var(--white);
}

.process-steps {
    display: flex;
    align-items: stretch;
    justify-content: space-between;
    gap: 1rem;
    max-width: 1100px;
    margin: 0 auto;
}

.process-step {
    flex: 1;
    text-align: center;
    padding: 2.5rem 1.5rem;
    background: var(--bg-light);
    border-radius: 20px;
    position: relative;
    transition: all 0.4s ease;
    border: 2px solid transparent;
    display: flex;
    flex-direction: column;
    align-items: center;
    min-height: 320px;
}

.process-step:hover {
    transform: translateY(-10px);
    background: var(--white);
    border-color: var(--primary);
    box-shadow: var(--shadow-xl);
}

.step-number {
    position: absolute;
    top: -15px;
    left: 50%;
    transform: translateX(-50%);
    width: 40px;
    height: 40px;
    background: linear-gradient(135deg, var(--primary), var(--primary-light));
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 800;
    font-size: 1.25rem;
    box-shadow: 0 4px 10px rgba(30, 64, 175, 0.3);
}

.step-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 1.5rem;
    display: flex;
    align-items: center;
    justify-content: center;
    background: linear-gradient(135deg, rgba(30, 64, 175, 0.1) 0%, rgba(59, 130, 246, 0.1) 100%);
    border-radius: 50%;
    color: var(--primary);
    transition: all 0.3s ease;
}

.process-step:hover .step-icon {
    background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
    color: var(--white);
    transform: scale(1.1);
}

.process-step h3 {
    font-size: 1.35rem;
    font-weight: 700;
    color: var(--text-dark);
    margin-bottom: 0.75rem;
}

.process-step p {
    color: var(--text-light);
    line-height: 1.6;
    font-size: 0.95rem;
}

.process-arrow {
    flex-shrink: 0;
    color: var(--primary);
    display: flex;
    align-items: center;
    justify-content: center;
    width: 40px;
}

/* Trust Indicators */
.trust-indicators {
    display: flex;
    gap: 2rem;
    margin-top: 2rem;
    flex-wrap: wrap;
}

.trust-item {
    display: flex;
    align-items: center;
    gap: 1rem;
    background: rgba(255, 255, 255, 0.1);
    padding: 1rem 1.5rem;
    border-radius: 12px;
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.2);
}

.trust-icon {
    width: 48px;
    height: 48px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: rgba(252, 211, 77, 0.2);
    border-radius: 12px;
    color: #FCD34D;
    flex-shrink: 0;
}

.trust-text {
    display: flex;
    flex-direction: column;
    gap: 0.25rem;
}

.trust-text strong {
    font-size: 1.25rem;
    font-weight: 800;
    line-height: 1;
}

.trust-text span {
    font-size: 0.85rem;
    opacity: 0.9;
    line-height: 1;
}

/* Testimonials Section */
.testimonials {
    padding: 6rem 0;
    background: linear-gradient(135deg, #F8FAFC 0%, #E2E8F0 100%);
}

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
    gap: 2rem;
    align-items: stretch;
}

.testimonial-card {
    background: var(--white);
    padding: 2.5rem;
    border-radius: 20px;
    box-shadow: var(--shadow);
    transition: all 0.4s ease;
    position: relative;
    border-top: 4px solid var(--primary);
    display: flex;
    flex-direction: column;
    min-height: 340px;
}

.testimonial-card::before {
    content: '"';
    position: absolute;
    top: 1rem;
    left: 1.5rem;
    font-size: 5rem;
    color: rgba(30, 64, 175, 0.1);
    font-family: Georgia, serif;
    line-height: 1;
}

.testimonial-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-xl);
}

.testimonial-rating {
    display: flex;
    gap: 0.25rem;
    margin-bottom: 1.25rem;
    align-items: center;
}

.testimonial-text {
    color: var(--text-medium);
    line-height: 1.8;
    margin-bottom: 1.5rem;
    font-style: italic;
    position: relative;
    z-index: 1;
    min-height: 100px;
}

.testimonial-author {
    display: flex;
    align-items: center;
    gap: 1rem;
    padding-top: 1.5rem;
    border-top: 2px solid var(--bg-light);
}

.author-avatar {
    width: 50px;
    height: 50px;
    background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    flex-shrink: 0;
}

.author-info {
    display: flex;
    flex-direction: column;
    gap: 0.35rem;
}

.testimonial-author strong {
    color: var(--text-dark);
    font-weight: 700;
    font-size: 1.05rem;
    line-height: 1;
}

.testimonial-author span {
    color: var(--text-light);
    font-size: 0.9rem;
    line-height: 1;
}

/* CTA Banner */
.cta-banner {
    background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 50%, var(--primary-light) 100%);
    padding: 4rem 0;
    position: relative;
    overflow: hidden;
}

.cta-banner::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.05'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
    opacity: 0.3;
}

.cta-content {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 3rem;
    position: relative;
    z-index: 1;
    min-height: 200px;
}

.cta-text {
    color: var(--white);
    flex: 1;
}

.cta-text h2 {
    font-size: 2.5rem;
    font-weight: 800;
    margin-bottom: 1rem;
    letter-spacing: -0.02em;
    line-height: 1.2;
}

.cta-text p {
    font-size: 1.25rem;
    opacity: 0.95;
    line-height: 1.6;
}

.cta-buttons {
    display: flex;
    gap: 1rem;
    flex-shrink: 0;
    align-items: center;
}

.cta-banner .btn-primary {
    background: var(--white);
    color: var(--primary);
}

.cta-banner .btn-primary:hover {
    background: var(--bg-light);
    transform: translateY(-3px);
}

.cta-banner .btn-secondary {
    background: transparent;
    border-color: var(--white);
    color: var(--white);
}

.cta-banner .btn-secondary:hover {
    background: var(--white);
    color: var(--primary);
}

/* Pulse Animation */
@keyframes pulse {
    0%, 100% {
        box-shadow: 0 4px 14px 0 rgba(30, 64, 175, 0.3);
    }
    50% {
        box-shadow: 0 4px 20px 0 rgba(30, 64, 175, 0.6);
    }
}

.pulse-animation {
    animation: pulse 2s infinite;
}

/* Form Privacy Text */
.form-privacy {
    text-align: center;
    font-size: 0.85rem;
    color: var(--text-light);
    margin-top: 1rem;
}

/* WhatsApp Floating Button */
.whatsapp-float {
    position: fixed;
    bottom: 30px;
    right: 30px;
    width: 60px;
    height: 60px;
    background: linear-gradient(135deg, #25D366 0%, #128C7E 100%);
    color: white;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 4px 12px rgba(37, 211, 102, 0.4);
    z-index: 999;
    transition: all 0.3s ease;
    animation: pulse-whatsapp 2s infinite;
}

.whatsapp-float:hover {
    transform: scale(1.1);
    box-shadow: 0 6px 20px rgba(37, 211, 102, 0.6);
}

@keyframes pulse-whatsapp {
    0%, 100% {
        box-shadow: 0 4px 12px rgba(37, 211, 102, 0.4);
    }
    50% {
        box-shadow: 0 4px 20px rgba(37, 211, 102, 0.7);
    }
}

/* Scroll to Top Button */
.scroll-to-top {
    position: fixed;
    bottom: 100px;
    right: 30px;
    width: 50px;
    height: 50px;
    background: linear-gradient(135deg, var(--primary), var(--primary-light));
    color: white;
    border: none;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    opacity: 0;
    visibility: hidden;
    transition: all 0.3s ease;
    z-index: 998;
    box-shadow: 0 4px 12px rgba(30, 64, 175, 0.3);
}

.scroll-to-top.visible {
    opacity: 1;
    visibility: visible;
}

.scroll-to-top:hover {
    transform: translateY(-5px);
    box-shadow: 0 6px 20px rgba(30, 64, 175, 0.5);
}

/* Loading Animation */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.animated {
    animation: fadeInUp 0.6s ease-out;
}

/* Hover Effects Enhancement */
.service-card:hover .service-icon svg,
.why-card:hover .why-number {
    animation: bounce 0.6s ease;
}

@keyframes bounce {
    0%, 100% {
        transform: translateY(0);
    }
    50% {
        transform: translateY(-10px);
    }
}

/* Selection Color */
::selection {
    background: var(--primary);
    color: white;
}

::-moz-selection {
    background: var(--primary);
    color: white;
}

/* Ripple Effect */
.btn-primary, .btn-secondary {
    position: relative;
    overflow: hidden;
}

.ripple {
    position: absolute;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.6);
    transform: scale(0);
    animation: ripple-animation 0.6s ease-out;
    pointer-events: none;
}

@keyframes ripple-animation {
    to {
        transform: scale(4);
        opacity: 0;
    }
}

/* Mobile Responsive Adjustments */
@media (max-width: 640px) {
    .whatsapp-float {
        bottom: 20px;
        right: 20px;
        width: 55px;
        height: 55px;
    }
    
    .scroll-to-top {
        bottom: 85px;
        right: 20px;
        width: 45px;
        height: 45px;
    }
}

/* Footer */
.footer {
    background: linear-gradient(135deg, #0F172A 0%, #1E293B 100%);
    color: var(--white);
    padding: 4.5rem 0 0;
    position: relative;
}

.footer::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 1px;
    background: linear-gradient(90deg, transparent, rgba(255,255,255,0.2), transparent);
}

.footer-content {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1.5fr;
    gap: 3rem;
    margin-bottom: 3rem;
    padding-bottom: 3rem;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    align-items: start;
}

.footer-col {
    display: flex;
    flex-direction: column;
    min-height: 200px;
}

.footer-col-large {
    max-width: 400px;
}

.footer-description {
    color: rgba(255, 255, 255, 0.8);
    line-height: 1.8;
    margin-bottom: 1.5rem;
}

.footer-certifications {
    display: flex;
    gap: 1rem;
    flex-wrap: wrap;
}

.cert-badge {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    background: rgba(59, 130, 246, 0.2);
    padding: 0.5rem 1rem;
    border-radius: 20px;
    font-size: 0.85rem;
    font-weight: 600;
    border: 1px solid rgba(59, 130, 246, 0.3);
}

.footer-col h4 {
    margin-bottom: 1.25rem;
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--white);
}

.footer-col ul {
    list-style: none;
}

.footer-col ul li {
    margin-bottom: 0.85rem;
}

.footer-col a {
    color: rgba(255, 255, 255, 0.75);
    text-decoration: none;
    transition: all 0.3s ease;
    display: inline-block;
}

.footer-col a:hover {
    color: var(--white);
    transform: translateX(4px);
}

.footer-contact li {
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
    color: rgba(255, 255, 255, 0.8);
    margin-bottom: 1rem;
}

.footer-contact svg {
    flex-shrink: 0;
    margin-top: 2px;
    color: var(--primary-light);
}

.footer-hours {
    margin-top: 1.5rem;
    padding: 1rem;
    background: rgba(255, 255, 255, 0.05);
    border-radius: 8px;
    border-left: 3px solid var(--primary-light);
}

.footer-hours strong {
    display: block;
    margin-bottom: 0.5rem;
    color: var(--white);
}

.footer-hours p {
    color: rgba(255, 255, 255, 0.8);
    line-height: 1.6;
    margin: 0;
}

.footer-keywords {
    padding: 2rem 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.footer-keywords p {
    color: rgba(255, 255, 255, 0.6);
    font-size: 0.85rem;
    line-height: 1.8;
    margin-bottom: 1rem;
}

.footer-keywords strong {
    color: rgba(255, 255, 255, 0.9);
    font-weight: 600;
}

.footer-bottom {
    padding: 2rem 0;
}

.footer-bottom-content {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 1rem;
}

.footer-bottom p {
    color: rgba(255, 255, 255, 0.6);
    margin: 0;
}

.footer-links {
    display: flex;
    gap: 1rem;
    align-items: center;
}

.footer-links a {
    color: rgba(255, 255, 255, 0.6);
    text-decoration: none;
    transition: color 0.3s ease;
    font-size: 0.9rem;
}

.footer-links a:hover {
    color: var(--white);
}

.footer-links span {
    color: rgba(255, 255, 255, 0.3);
}

/* Responsive Design */
@media (max-width: 968px) {
    .hero {
        padding: 6rem 0 5rem;
    }
    
    .hero-title {
        font-size: 3rem;
    }
    
    .hero-subtitle {
        font-size: 1.15rem;
    }
    
    .hero-stats {
        gap: 2rem;
    }
    
    .stat-item strong {
        font-size: 1.75rem;
    }
    .header-top-content {
        flex-direction: column;
        align-items: flex-start;
    }
    
    .header-info,
    .header-badges {
        width: 100%;
    }
    
    .logo-subtitle {
        font-size: 0.65rem;
    }
    
    .nav-menu {
        display: none;
    }
    
    .mobile-menu-toggle {
        display: flex;
    }
    
    .hero {
        padding: 5rem 0 4rem;
    }
    
    .hero-title {
        font-size: 2.75rem;
    }
    
    .hero-subtitle {
        font-size: 1.15rem;
    }
    
    .section-header h2 {
        font-size: 2.25rem;
    }
    
    .insurance-content,
    .contact-wrapper {
        grid-template-columns: 1fr;
        gap: 3rem;
    }
    
    .contact-info,
    .contact-form {
        min-height: auto;
    }
    
    .footer-content {
        grid-template-columns: 1fr 1fr;
        gap: 2.5rem;
    }
    
    .footer-col {
        min-height: auto;
    }
    
    .footer-col-large {
        grid-column: 1 / -1;
        max-width: 100%;
    }
    
    .services-grid {
        grid-template-columns: 1fr;
    }
    
    .stats-section {
        grid-template-columns: repeat(2, 1fr);
        padding: 2rem;
        gap: 1.5rem;
    }
    
    .stat-card {
        min-height: 100px;
        padding: 1rem;
    }
}

@media (max-width: 640px) {
    .header-top {
        font-size: 0.8rem;
    }
    
    .header-info {
        flex-direction: column;
        gap: 0.75rem;
    }
    
    .header-badges {
        flex-direction: column;
        gap: 0.5rem;
    }
    
    .hero {
        padding: 5rem 0 4rem;
    }
    
    .hero-title {
        font-size: 2.25rem;
    }
    
    .hero-subtitle {
        font-size: 1rem;
    }
    
    .hero-stats {
        gap: 1.5rem;
        flex-direction: column;
    }
    
    .stat-item strong {
        font-size: 1.5rem;
    }
    
    .hero-cta {
        flex-direction: column;
    }
    
    .btn-large {
        width: 100%;
        justify-content: center;
    }
    
    .hero-features {
        flex-direction: column;
        align-items: center;
        gap: 1rem;
    }
    
    .hero-badge {
        font-size: 0.8rem;
        padding: 0.4rem 1rem;
    }
    
    .section-header h2 {
        font-size: 1.85rem;
    }
    
    .section-header p {
        font-size: 1rem;
    }
    
    .services,
    .insurance,
    .why-us,
    .contact {
        padding: 3.5rem 0;
    }
    
    .service-card,
    .why-card {
        padding: 2rem;
    }
    
    .contact-form {
        padding: 2rem;
    }
    
    .insurance-text h2,
    .contact-info h2 {
        font-size: 2rem;
    }
    
    .hero-features {
        flex-direction: column;
        align-items: flex-start;
    }
    
    .feature-badge {
        width: 100%;
        justify-content: center;
    }
    
    .stats-section {
        grid-template-columns: 1fr;
        padding: 1.5rem;
        margin-bottom: 3rem;
        gap: 1rem;
    }
    
    .stat-card {
        min-height: 80px;
        padding: 1rem;
    }
    
    .stat-number {
        font-size: 2.75rem;
    }
    
    .stat-label {
        font-size: 0.95rem;
    }
    
    .trust-icon {
        width: 40px;
        height: 40px;
    }
    
    .trust-icon svg {
        width: 24px;
        height: 24px;
    }
    
    .step-icon {
        width: 64px;
        height: 64px;
    }
    
    .step-icon svg {
        width: 36px;
        height: 36px;
    }
    
    .footer-content {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .footer-col {
        min-height: auto;
    }
    
    .footer-keywords p {
        font-size: 0.8rem;
    }
    
    .footer-bottom-content {
        flex-direction: column;
        text-align: center;
    }
    
    .hero-features {
        gap: 1rem;
    }
    
    .feature-badge {
        min-height: 44px;
        padding: 0.75rem 1.25rem;
        font-size: 0.9rem;
    }
    
    .insurance-logo {
        min-height: 70px;
        padding: 1.5rem;
    }
    
    .faq-grid {
        grid-template-columns: 1fr;
    }
    
    .seo-article h2 {
        font-size: 1.75rem;
    }
    
    .seo-article h3 {
        font-size: 1.25rem;
    }
    
    .seo-article p {
        font-size: 1rem;
    }
    
    .process-steps {
        flex-direction: column;
        align-items: stretch;
    }
    
    .process-step {
        min-height: auto;
    }
    
    .process-arrow {
        transform: rotate(90deg);
        margin: 1rem 0;
        width: 100%;
        height: 40px;
    }
    
    .trust-indicators {
        flex-direction: column;
        align-items: stretch;
        gap: 1rem;
    }
    
    .trust-item {
        justify-content: flex-start;
    }
    
    .testimonials-grid {
        grid-template-columns: 1fr;
    }
    
    .testimonial-card {
        min-height: auto;
    }
    
    .service-card,
    .why-card,
    .faq-item {
        min-height: auto;
    }
    
    .cta-content {
        flex-direction: column;
        text-align: center;
        min-height: auto;
    }
    
    .cta-text h2 {
        font-size: 2rem;
    }
    
    .cta-text p {
        font-size: 1.1rem;
    }
    
    .cta-buttons {
        flex-direction: column;
        width: 100%;
        gap: 1rem;
    }
    
    .cta-buttons .btn-large {
        width: 100%;
        justify-content: center;
    }
    
    .contact-details {
        gap: 1rem;
    }
    
    .contact-item {
        padding: 1rem;
    }
}